Personal Insurance

Everyday Insurance You Can Depend On in Lincoln Illinois

Finding the right insurance plan can be like looking for a needle in a haystack, especially with so many carriers and plans on the market today. However, asking the right questions is a good place to start. For instance, how much insurance coverage do you really require? Are you eligible for any premium discounts? Should you make any policy changes? Will having multiple plans with the same insurance carrier help you? Most importantly, does that insurance company deliver when you file a claim? Fortunately, Lincoln Logan/May Enterprise Insurance can expertly guide you through these questions and any others you may have, all with the goal of finding you the right plans at the right price. We’ll shop around and compare insurance plans based on your needs and budget, as we have access to many top-rated insurance companies. That is one of the benefits of working with an independent insurance agent. Lincoln Logan/May Enterprise is behind you 100% with all the support you need. We’ll make sure to address and accommodate your requirements. Ask questions about situations that you may not have considered. Then think about your short-term and long-term goals. We’ll help you achieve them all and also assist you in filing and settling claims!

parents and their son having fun inside their home feeling the freedom of having home personal insurance logan county illinois
home insurance concept lincoln county illinois

Home Insurance

Home insurance does more than just protect you in the event of a fire or other disaster. It’s actually an incredibly useful tool for homeowners. That is why it is critical for every homeowner to consider their options and ensure their home is adequately protected—inside and out—with a good home insurance policy. Lincoln Logan/May Enterprise will work with our top-rated carrier network to find you the best home insurance policy for your needs and budget. The physical structure, your personal belongings, temporary living expenses, and liability protection are all covered by a standard home insurance policy. Of course, all policies must meet certain minimum standards. Liability protection, for example, is automatically included in your policy, but you do have some flexibility in terms of what you insure and how much your policy will cover. You can also add extra coverages, such as jewelry insurance or protection against large-ticket repairs with an equipment breakdown add-on. There are numerous ways to save money on home insurance. Typically, if you insure both your home and your car with the same insurance company, you will save a significant amount of money. Discounts are also available for seniors, newly constructed homes, homes with new roofs, and more, depending on the selected policy.

Life Insurance

Life insurance is not a one-size-fits-all product. There are numerous options, premiums, and benefit payouts to choose from. Which option is best for you? It’s important to keep in mind the plan that works best for you now may change as life circumstances and overall goals change. That is perfectly ok, because we need to be able to adapt to life’s challenges. With our team by your side, you’ll always be steered right. Lincoln-Logan May Enterprise will guide you through the maze of options and recommend the best plan and benefit levels to safeguard your financial future. Consult with us about your personal needs and goals and we’ll set up a plan for you and your loved ones to keep your futures safe and secure.

a couple raising their hands making a roof shape over their children to symbolize life insurance lincoln illinois
rear view of a senior couple shaking hands with an insurance agent logan county illinois

Medicare Supplemental Insurance

Medicare helps those over 65 cover some of their healthcare costs, but unfortunately, it won’t cover everything. Medicare Supplement Insurance helps close the gaps between what you need and what the government will pay without straining your budget. Plan F is typically the most popular as it covers all deductibles and coinsurance for you. However, there are other options available as well. Share your goals and concerns with us and Lincoln Logan/May Enterprise will help you work through all the supplemental plans available and determine which option is the best for your specific requirements. Call us today to discuss your choices and let us guide you through the ins and outs of insurance and answer your questions. We’re invested in your health and well-being, so we’ll always put your needs first.